Working Capital for Entrepreneurs

Navigate growth, payroll, vendor payments and financial uncertainty with confidence

Asset Based Lending and Factoring Solutions

Our mission is to provide clients with the means to achieve financial success.  We take a collaborative approach to our relationships and hope to be a trusted partner to our borrowers. We are experienced in providing financing to businesses in the startup, growth or restructuring stage.



Log in to Coeur's web-based platform and select the specific invoices you want to finance, or ledger all open accounts receivable. Draw against your selected accounts receivable or eligible earned but unbilled revenue.



Use the proceeds of your financing draw to invest in your business: start new contracts, hire additional employees, purchase supplies and materials or provide credit terms to new customers.



Coeur will support you as your company grows. Coeur's financing solution can expand as your business needs evolve.



Ledgered Lines of Credit

Coeur’s most flexible financing solution. Designed like a bank line of credit, clients make discretionary draws against their outstanding accounts receivable and receive an interest statement monthly. Designed for mature companies that do not draw against all open accounts receivable and those that have worked with a bank or wish to refinance with a bank in the future.

Invoice Factoring

Coeur’s most aggressive cashflow solution. Clients can accelerate their cashflow by financing invoices through Coeur’s invoice factoring program. Coeur's underwriting is based on the financial strength of their client's customers / contracts and enabling Coeur to approve prospective companies with limited operating history and those that have faced periods of financial stress. Designed for companies that are startups, high growth, or are restructuring.

Unbilled Revenue Financing

Eligible as an add-on to Coeur’s Ledger Line of Credit and Invoice Factoring program, clients can draw against completed work that has not yet been billed. Designed for government contractors and services businesses whose contracts only allow them to bill once a month.

Transportation Factoring

Coeur’s Transportation factoring program is run through its affiliate CCT Factoring. CCT's transportation factoring program utilizes high advance rates and fixed fees to keep carriers running without the hassle of billing their invoices. Designed for all carriers.

What Our Clients Say...

Coeur Capital, Inc.
Based on 39 reviews
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ElektrikRedd LogisticsElektrikRedd Logistics
15:29 12 Jul 23
This is my very first time ever working with a factoring company, and let me tell you THE EXPERIENCE HAS BEEN WONDERFUL! Unfortunately, I was scammed (it happen to the best of us) and Kim and her team was beyond patient and assisted throughout the process. Initially I was worried that Coeur Capital would drop me from their services. However, they worked with me with the payments and allowed enough time for me to repay them for the invoice which I lost on...They are great communicators and make sure you are well informed of any transactions. I just love their team! I've mostly worked with Jennifer and Lisa, and of course Kim, but they all have been great! Invoices are processed in a timely manner and if there are any hiccups, they will work with you by getting things figured out. I am so glad to have them on my team and looking forward to many years of working together.
Maddox ContractorsMaddox Contractors
14:41 18 Nov 22
Coeur Capital became our lifesaver! Working with a company who truly cares about small businesses is wonderful - they've allowed us to continue to grow and succeed. Everyone I have spoken to has been so helpful and so easy to work with. I highly recommend!!
Bethany PlazaBethany Plaza
21:31 18 Jan 22
I could not be happier in working with Coeur! Since my first call with them all the way through continuing to work with them today - it has been smooth sailing. No hidden fees - supportive team. The BEST 'factoring' type firm I have worked with in decades.
patrick charpentierpatrick charpentier
19:09 10 Dec 21
Coeur Capital has been and still is a great partner to our business development, making our cash flow more fluid, allowing more investments and marketing support at the right time. But for us, the main point of difference is the Coeur Capital Team. You do not expect to find from a financial institution such a great service, a real open mind to your business specificities and kindness. Our plan is to increase our collaboration with Coeur Capital in order to make of 2022 a great year .
John HugginsJohn Huggins
02:09 02 Dec 21
It is truly our honor to recognize Coeur Capital for the outstanding service and financial support they provided our company. The need for our telecommunications/technology services significantly increased over the last year and their prompt support was vital to our survival and success in supporting our clients. A sincere thanks to Dave Ebinger and his Team.
Ryan DoverRyan Dover
19:30 26 Oct 21
Coeur has been an excellent partner. In 2021, two of our largest customers moved to Net 90 payments terms which put our company in a significant cash flow crunch. We worked with Coeur to factor the AR for these companies. I talk with several financing companies prior to choosing Coeur. Coeur was the most professional, best communicators, and the most transparent in their costs and services. They continue to be a great partner and I highly recommend their services!
Dustin FosterDustin Foster
14:07 26 Oct 21
Coeur Capital has been nothing but top notch in their service and support. They have provided excellent feedback and made the factoring process very smooth. As a new company, they were willing to take us on through referral from another one of their clients and have ensured that we are successful in getting our business to grow. I give them my highest recommendation and would look no further than Coeur Capital.Dustin FosterPresident/CEOF&S Utilities LLC
Regan MartinRegan Martin
22:01 24 Oct 21
We have a small telecommunication construction company and we have been doing business with Coeur Capital since 2008. They have been an integral part of our business. Their service has been amazing and anytime I need help I can call Karen or David and they help me right away.Our invoices get funded within hours of turning them in andI would recommend Coeur Capital to any businesses that are looking to factor jobs.
Michelle McdowellMichelle Mcdowell
20:52 21 Oct 21
We have a small business and have worked with Coeur Capital for about 6 years, they have always been great! I would recommend Coeur Capital to anyone needing to factor jobs. You always talk to a real person, and never some automated voice. They are more like part of our family! I do appreciate everyone on their team!
nikki nixnikki nix
19:08 21 Oct 21
Coeur Capital is a awesome group to work with. It’s easy to work with Karen and David. Never once have I had anything bad to say. When we turn a invoice in it’s funded within the next hour. If you ever need your money faster than the normal 25- 60 days they are who you need to work with. We have been doing business with them for 5+ years. We have never questioned our decision. Nix Directional Drilling Inc.
Ernest FoyErnest Foy
18:30 21 Oct 21
Coeur Capital is the best financial firm that my company has ever worked with. They are knowledgeable, courteous, and extremely helpful. They have always been there to offer me sound advice, rather it be professionally or personally. I would recommend Coeur Capital to anyone without hesitation. It has been an absolute pleasure and I look forward to a long, mutually prosperous relationship with the team at Coeur.